Reliable Equity Solutions is the culmination of years of experience in the UK mortgage market, for Equity Release, Residential, Buy To Let Funding and Commercial funding solutions.
During these unprecedented and financially worrying times, the demand for good quality, impartial mortgage & funding advice has never been more required.
Who could have foreseen Banks failing, in all directions and across the world, just a few years ago? Who would have thought that lenders would scale-back so heavily on their lending criteria, so as to make it even more difficult – some say impossible – to borrow for property finance?
In the past, looking for property funding was relatively straight-forward. Banks and Building Societies were looking for new ways to release money into the market. As a result, the funding markets were awash with money and finance was as easy to get as turning on a tap. In retrospect, maybe this was too easy.
As we know to our cost, not all of these new ways of lending were built on sound foundations and we now arrive at our present state.
Borrowers who just looked for the best (read ‘cheapest’?) deal may now be regretting their headlong rush into the market, without paying proper attention to their on-going circumstances. Indeed, many also thought their jobs were so safe that they declined to take out the most basic of redundancy cover.
How times have changed.
With the turmoil in employment, financial and property markets, it is not enough to just look at interest rates alone as being the deciding factor when making a long-term funding decision.
Reliable Equity Solutions recognise this and work for and on behalf of its clients, not the lenders.
We look at the overall requirements for a borrower, both now and the future. We consider the likely impact of change – not just the positive changes, but also the negative ones.
Reliable Equity Solutions has no tie or commitment to any Bank, Building Society or other financial institution neither do we offer any advice on investments. In this way, we believe that we offer true and impartial funding advice, based solely on clients’ individual circumstances and requirements.
